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The #1 Task Missing From Your To-Do List

HFA Miami Blog

Let the Housing Finance Authority of Miami-Dade County (HFA) help you turn your vision of homeownership into reality. We’ll guide you along the road to homeownership.

Browse our website to learn about more HFA programs. Or speak with someone immediately at 305-594-2518. The Housing Finance Authority’s mortgage is perfect for first-time homebuyers in Miami-Dade County.

Our 30-year mortgage has a fixed, low interest rate. Best of all, we offer up to $15,000 in down payment and closing costs in the form of a 0% deferred loan.

The process is simple and easy.

  • Complete an 8-hour, HUD-approved homebuyer education course

  • Pre-qualify with a participating HFA lender

  • Search for a home in your price range

  • Consult with a Realtor, search the internet or look through real estate publications to find a home you want

  • Provide a deposit to the seller and obtain a contract

  • Take a signed contract to the program lender to begin the closing process

Visit us at, or for more information about becoming a first time homeowner.

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