Buying a home can be SCARY…Until you know the FACTS


Some Highlights:

Many potential home buyers believe they need a 20% down payment and a 780 FICO® score to qualify to buy a home. This stops many people from even trying to jump into home ownership!

Here are some facts to help take the fear out of the process:

  • 71% of buyers who purchased homes have put down less than 20%.

  • 78.1% of loan applications were approved last month.

  • In September, the average credit score for approved loans was merely 737.

We don't want you to remain afraid. So visit us at hfamiami.com/homebuyers and find out about our first time home buyers mortgage and down payment and closing cost assistance programs. ​


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